Getting started as a Lender on TrueFi

Why lend on TrueFi?

Transactions on TrueFi infrastructure are transparent and publicly auditable, enabling lenders to track every dollar (or token) lent and borrowed, as well as the status and structure of every loan.

Lending opportunities on TrueFi span multiple sectors and various risk/return profiles.

TrueFi partner Archblock can help institutional lenders onboard and interact with TrueFi.

For more info, visit archblock.com/investors.

How does lending on TrueFi work?

TrueFi's smart contract infrastructure helps lenders, managers, and borrowers interact transparently and seamlessly.

For lenders, the process is as follows:

  1. Find opportunities via app.truefi.io

  2. Onboard / KYC (if necessary)

  3. Lend funds with instant settlement 24/7

  4. Monitor activity & track returns

  5. Redeem / Withdraw funds when liquidity is available

How do I learn about portfolio managers on TrueFi?

Portfolio Managers ("PMs") are onboarded through TrueFi governance. You can find posts from PMs and additional information on the TrueFi forum.

For the most up-to-date information on PMs, please see the TrueFi app for a list of active managers and links to their materials.

What types of activity does TrueFi support?

TrueFi smart contracts support multiple structures for various market participants.

  • Credit Vaults support unitranche and multi-tranche on-chain credit deals.

  • Asset Vaults support off-chain credit, or "Real World Asset" (RWA), activity.

  • Lines of Credit enable borrowers to source capital directly from lenders.

What are the fees for using TrueFi contracts?

Pools pay a protocol fee to the TrueFi DAO treasury and an optional fee to the portfolio's manager.

Fees are stated on a per annum basis, accrued continuously and paid periodically by the portfolio smart contract. Read more here for more detail and to see an example.

To find current fee rates, see vaults listed in the TrueFi app.

Are TrueFi contracts ERC-4626 compliant?

Yes. TrueFi pools follow ERC-4626 standards.

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