TrueFi Docs


Getting started as a Lender on TrueFi

Why lend on TrueFi?

Transactions on TrueFi are transparent and publicly auditable, enabling lenders to track every dollar (or token) loaned to TrueFi’s borrowers and portfolio managers.
Credit opportunities on TrueFi span strategies across multiple sectors and various liquidity profiles.
If you are an institutional lender seeking more information, please visit to get in touch.

How does TrueFi work?

TrueFi's smart contract infrastructure helps lenders, managers, and borrowers interact transparently and seamlessly.
For lenders, the process is as follows:
  1. 1.
    Find opportunities via or by contacting portfolio manager directly
  2. 2.
    Onboard / KYC (if necessary)
  3. 3.
    Lend funds with instant settlement 24/7
  4. 4.
    Monitor activity & track returns
  5. 5.
    Redeem / Withdraw funds when liquidity is available

How do I learn about portfolio managers on TrueFi?

Portfolio Managers ("PMs") undergo an approval process by the TrueFi DAO. You can find additional links here with more information on current PMs.
For the most up-to-date information on PMs, please see the TrueFi app for a list of active managers and links to their materials.

What structures does TrueFi support?

TrueFi smart contracts support multiple structures for various market participants.
  • Structured Credit Vaults enable unitranche and multi-tranche deals that can support a variety of lender risk/return profiles.
  • Lines of Credit enable borrowers to source capital directly from lenders.

What are the fees for using TrueFi contracts?

Pools pay a protocol fee to TrueFi, and an optional portfolio fee to the portfolio's manager.
The standard protocol fee is 50 basis points (0.50%) per annum, accrued continuously and paid periodically by the portfolio smart contract. Read more here for more detail and to see an example.
Fees are listed on each portfolio in the TrueFi app.

Are TrueFi contracts ERC-4626 compliant?

Yes! TrueFi pools follow ERC-4626 standards.