Lend
Getting started as a Lender on TrueFi
Transactions on TrueFi are transparent and publicly auditable, enabling lenders to track every dollar (or token) loaned to TrueFi’s borrowers and portfolio managers.
Lenders can search for opportunities that meet their unique needs. Portfolios on TrueFi span strategies across multiple sectors and various liquidity profiles.
If you are an institutional lender seeking more information, please visit https://truefi.io/institutions to get in touch.
TrueFi's smart contract infrastructure helps lenders, managers, and borrowers interact transparently and seamlessly.
For lenders, the process is as follows:
- 1.
- 2.Onboard / KYC with portfolio manager (if necessary)
- 3.Lend funds with instant settlement 24/7
- 4.Monitor activity & track returns of portfolios and loans
- 5.Redeem / Withdraw funds when liquidity is available
Portfolio Managers ("PMs") undergo an approval process by the TrueFi DAO. You can learn more about that process here and follow links to each manager's public profile.
For the most up-to-date information on PMs, please see the TrueFi app for a list of active managers and links to their materials.
TrueFi Capital Markets support multiple structures for various market participants.
- Structured Portfolios [coming soon™ / late 2022] enable multi-tranche deals that can support a variety of lender risk/return profiles.
Portfolios pay a protocol fee to TrueFi and an optional portfolio fee to the portfolio's manager.
The standard protocol fee is 50 basis points (0.50%) per annum, accrued continuously and paid periodically by the portfolio smart contract. Read more here for more detail and an example.
Lenders in some portfolios can receive TRU tokens on top of underlying yields by "farming TRU". Users can find details about which portfolios are eligible and how to particiapte here.
Lenders follow simple flows below to interact with portfolios:
Last modified 5d ago