TrueFi enables uncollateralized lending through the interaction of three stakeholders:
Lenders earn returns by lending stablecoins (TUSD / USDC / USDT / BUSD) in TrueFi lending pools. Lenders can earn additional returns by farming TRU rewards. TrueFi lending pools are controlled by TrueTrading, an affiliate company of TrustToken, Inc.
Stakers act as part of the protocol's risk management system in return for TRU rewards and 100% of the fees generated by the protocol. TRU Stakers also vote on loan requests, signaling the creditworthiness of each loan request on TrueFi's credit prediction market.
Borrowers, vetted by the protocol, request loans from lending pools using loan tokens, denominated in TUSD, USDC, USDT, or BUSD.