TrueFi Docs
Search…
⌃K

Sivo

Borrower profile

Senior Pool

Junior Pool

​

Borrower Description

SIVO’s global debt-as-a-service platform allows companies like neobanks, POS software and gig platforms, to lend to their users at scale. In ten months since launch, Sivo is profitable, backed by leading VCs and has raised more than $15M to-date. We’ve built over $6B in demand for debt funding.

Credit Profile

For Senior Pool

Sivo Debtlines fund loans made by fintech lenders (“Originators”). Debtlines are secured by those loans. This pool will lend to Originators alongside Sivo in Senior position. All principal and interest payments received from Originators go first to repaying Senior Pool investors.

For Junior Pool

Sivo Debtlines fund loans made by fintech lenders (“Originators”). Debtlines are secured by those loans. This pool will lend to Originators alongside Sivo in Junior position. All principal and interest received from Originators go first to Senior lenders, and then to Junior Pool investors.

Use of Funds

Sivo will use borrowed funds to on-lend to our growing portfolio of Sivo Debtlines to Originators around the globe. Sivo always lends alongside Pool investors and sits at the bottom of the capital stack (i.e., Pool investors get paid before Sivo does) Funds will support the growth of 5-20 experienced Originators with B2B and B2C lending programs.

Lender Restrictions

Only non-US persons and entities KYC approved via TrustToken are eligible to lend to this portfolio. To get started, click ‘Get access’ here.